I came across a very informative article from Christian Personal Finance.
Being in such a technology driven world everyone has a use for some type of online resource.

Being a blogger it is essential for productivityto utilize all the online resources as much as possible. The paper and pen method of keeping track is now obsolete.

 Christian Personal Finance listed their 10 FREE Online Resources that they use for their Online Business Productivity.

Check Out 10 Free Online Resources

Five Expense to Ditch by Age 30-Wisebread

Your One Month Guide To Spring Cleaning-Wisebread

Check out FREE MONEY-My Dollar Plan

Spring Cleaning Tips and List-Fashion Without Guilt

Can Your Ex Trash Your Credit Score-AOL

How to Tame your Gas Guzzler-MSN

How To Save $50 a day-MSN

Photo Credit-MSN.com

Fashion Without Guilt and Rent.com have teamed up to bring you a contest with some very EXCELLENT PRIZES.

Rent.com is asking-WHAT IS YOUR NEW AMERICAN DREAM? With the housing and economic market at a all time low, many people have had to redefine what their American Dream will be.

According to a recent Rent.com survey, a whopping 87 percent of U.S. adults no longer consider owning a home to be the most essential aspect of their American Dream.That is very surprising considering that was the Ideal Dream for most Americans.

So they are going to help relieve some of the stress of some very LUCKY AMERICAN DREAMERS.

Here is the list of the GREAT Prizes for this Contest:

• Grand Prize (1 winner): Free rent for a year (up to $10,000)  
• Second Prize (1 winner): A dream Caribbean vacation package 
  • $3,000 worth of jewelry from Diamonds International
  • Hotel accommodations at the 4-star Frenchman’s Reef & Morning Star Marriott Beach Resort on St. Thomas for seven (7) nights, eight (8) days
  • Round-trip air transportation for two (2) persons to St. Thomas, U.S. Virgin Islands
  • $500 in dining and activities certificates
• Honorable Mention Prize (5 winners): $100 Visa® debit card

ENTRY DETAILS:

Contestants simply submit a 1 minute video or 250 word essay describing their New American Dream by visiting http://www.rent.com/newamericandream/ . Entries will be accepted from February 14, 2011 until May 2, 2011.

Entrants are also encouraged to share their submissions via social media channels, asking friends and family to vote for their entry on May 3. Twenty-five finalists will be chosen based on the number of votes that their submissions receive. Winners will be chosen based upon a combination of community votes and the votes of a panel of expert judges.

HAVE A FUN WITH YOUR SUBMISSIONS AND  GOOD LUCK TO EVERYONE THAT ENTERS.

Now that Christmas is behind us another major holiday is upon us NEW YEARS. If Christmas was not enough pressure, New Years sneaks in to let you know how many goals that you did not accomplish this past year. But with a New Year, it means new hopes and goals.

So let’s start our New Year with a positive attitude. Making a list of resolutions for the upcoming months, ahead always sets your year off to a great fresh start.

To get started, seperate your goals into Personal and Professional Goals. For me, combining the two can make for too much of a long list of obligations and can get overwhelming.

Below in this document, I have personally listed my own Professional and Personal Goals for 2011.

WHAT ARE YOUR RESOLUTIONS OR GOALS FOR THIS NEW YEAR? PLEASE FEEL FREE TO SHARE.

Professional Goals and Personal Goals 2011

Christmas Shopping is in FULL EFFECT. And saving money is on every one’s mind. With the Recession still very evident, every penny counts.

I have some Great Suggestions for Getting The Most for Your Money This Holiday.

1. 1.GIFT EXCHANGE-Instead of everyone buying a gift for each individual, everyone have a assigned person gift partner and buy a gift for that person. This works great for bigger families. So that you are not buying 20 gifts.

  2.REGIFT IT-We all have something laying around the house that still has a tag on it or has not been used. Regift it. I recently bought a friend of mine a ring online, and we it was delivered it was not what I expected it to be. So I am “regifting it” for another friends that I know will absolutely “adore it”. Another’s trash is Another’s One’s Treasure. So start digging.

  3.MAKE A BUDGET-Budgeting for the holidays is ESSENTIAL. Going in blindly you are likely to spend way more money than you had originally planned. This is how I have created my own Shopping Budget:

                 1.Make a list of all the people that you are going buy presents for.

                 2.Allot a certain amount of money that you are going to spend.

                 3.Designate an amount to each person to equal your spending budget

4.BUYING GIFTS TOGETHER-Purchasing gifts with a another person and splitting the cost is another easy and fun way to save money.

5.BUY GIFTS ONLY FOR CHILDREN-Christmas and Presents should really be for the children only. So only buying for the “youngins” in the family will make it more enjoyable and cost affective because children are pretty much happy.

6.MAKE A DIY PRESENT-Do-It-Yourself Gifts are alot easier that you think. One year for my boss, I bought a glass jar with a lid

ALSO, CHECK OUT THESE OTHER USEFUL TIPS FOR THE HOLIDAYS