DailyWorth knows how to find a solution to all my finance related dilemmas. Recently DailyWorth, wrote an article about having a Affordable Wedding. This was a dream come true because I have always felt that you did not have to pay the amount of a house down payment to have a nice wedding.

I am not engaged to be married or necessarily thinking of marriage just yet but when that day does arise I have said to myself on many occassions”I want to see how affordable I can make my special day without minusing luxury and quality”. As DailyWorth says “Your guests will remember your vows and how great the party was,” says Lori, a DW reader. “No one remembers how expensive your pew decorations were or whether you had designer shoes!” Amen to that.

Finding a beautiful wedding gown is key but spending almost $3000 or more on something that you are going to wear for only maybe a hour is quite ridiculous, especially if you cannot afford it. Finding a nice dress that can transition from your wedding ceremony and to the reception is a another great way to save money. Having two and three dresses is truly a unnecessary expense.

And another way in my mind of cutting cost but still having a fabulous day is if you want a beach wedding renting a beach house, big enough to accomodate you and your guests. I do not plan on having a lot of guest at my wedding. I want something more intimate and cost effective. If you rent a house, that is waterfront you can have the wedding right in your backyard. And following the reception, it could be held in the lower level of the home. Two for the price of one, you can’t beat that.

Here are the tips from DailyWorth to have a Affordable Wedding:

-Swap. Ask friends to do your flowers, wedding album, hair, makeup, music, etc., in lieu of a gift.

-Substitute. Wear a white cocktail dress; have a tapas party instead of a dinner; get married on Friday.

-Track costs. Planning takes months, so monitor spending in a Google doc shared with your mate or parents.

-DIY. Whatever you can, from invites to hors d’oeuvres.

And this a wedding budget worksheet to help track you spending.

Photo Credit:Cinderella Toppers

Having a good wallet is very important. It keeps some your most valuable documentation. Over time they can become tattered and torn (I am speaking from experience, I need a new one like a month ago). A wallet is a expression of one’s personality. Some ladies prefer a more understated classic and others go for a cute yet affordable fashion wallet. I am surely the affordable fashion wallet type of girl, if you could not tell that already. But I have chosen a selection of stylish yet budget friendly wallets for every style.

For more details or to purchase, please click on the items below.

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I came across a great article from DailyWorth, a site that offers free financial advice for women. I was reading their recent article The Cost of Being Lazy and it really hit home. We are all somewhat lazy when it comes to our finances. Whether it be saving, spending too much, or just not taking care of the monthly necessitates. It can really add up “FAST”. According to DailyWorth here are some examples of laziness that are done quite frequently.

For solutions on each topic please visit: Get Rich Slowly

Please feel free to let me know, what ways you are wasting money and if you have any solutions to turn things around.

I came across a great video on MSN about saving. Margie Read is a great example of someone that appreciates and understands the real nature of “frugal”. Watch and tell me would you follow these tips or are they just a little too EXTREME?

Video Credit: MoneyTalkNews